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Payday loans were developed to help a person receive the money they need today without having to wait until their next paycheck.

We delay the deposit of their personal check until their next pay day, which is usually less than 2 weeks away.

With a payday loan, they get the cash they need before their next payday!!

PAYDAY LOANS or PAYCHECK ADVANCES are one of the fastest growing businesses in the US, Canada, Australia, Costa Rica, South Africa, England, and others. It's the ideal complement to your present business or as a new establishment. If you have a 5 ft. by 5 ft. area available, you can turn it into additional income.

We are helping entrepreneurs open payday advance offices everywhere! There is a tremendous opportunity for individuals to open a payday advance business and get in on the ground floor of a wonderful, money making business. You can even open a Payday Loan business in conjunction with your existing business. Pawn shops, check cashers, liquor stores, car and truck rental companies, furniture rental stores, etc., are opening payday advance loan businesses.

A typical 8 day paycheck advance extended to your client will yield an annual percentage rate on your money of 805%!. Starting costs vary tremendously and are determined by your goals. A new store might require leases, first and last plus a deposit, signage, licenses, phones, etc. Adding a payday advance loan opportunity to an existing business requires hardly more than workong capital, business cards, flyers, advertising, forms, etc.

Payday Advance Loan working capitol requirements are determined by you! We have heard of new deferred deposit operators who began with less than $2500.

To purchase the Payday Loan Training Manual, $297.45 with Priority Mail USPS Shipping, e-mail us, fax us, pick-up the phone and call us, or ORDER ON-LINE now via Our Secure Order Form. Checks and credit cards are accepted.

Payday Loan Manual On-line Ordering Available

A paycheck loan or paycheck advance business is easy to operate IF YOU KNOW HOW TO CONTROL IT. Typically, you advance your check to your client and accept their personal check for an amount in excess of the amount of your check. Your accepting a check, giving the writer less than its face amount, and holding it for an agreed upon period of time. Thus, paycheck advance or paycheck loan or deferred deposit or...

The rationale behind the boom in payday loans is perceived high credit card rates and high bank fees for bounced checks. Immediate gratification by the consumer is another driving force in the deferred deposit business. There is nowhere a consumer can go for a small loan in an emergency. Banks don't do it and loan companies are too slow and complicated. High check bouncing fees drive the business. Banks charge a $20.00 fee and more for bouncing a check (even more for a 2nd or 3rd!). Then the original recepient of the check charges a fee. (Remember the recipient's bank charges a fee to them!) That can make a paycheck advance/deferred deposit fee the best choice.

To achieve success and make SERIOUS MONEY you need Information. Our Payday Loan Manual & Seminars cover the following Topics:

• 3-Ring Binder totaling nearly 500 pages
• CD with forms, contracts, disclosures and more for your use
• Pckg with Your State Legislation & Laws
• Step-by-step procedures
• Strategies
• Tactics
• How to build your business
• How to screen your customers
• How to advertise
• How to handle problems
• Laws affecting your business
• What type of equipment you will need
• Manual or computer managed?
• How to select your bank(critical!)
• Forms required
• Vendors who will guarantee your customers checks 100%
• State and federal permits/licenses
• Telephone Support
• Operating an Internet Payday Business
• Check recovery services
• How to become an affiliate/agent of a Nationally Chartered Bank
• Subprime Consumer Reporting Services
• ACH & EFT methodology
• ATM card procedures
• Electronic Funds Transfer.
• What software is appropriate? What to look for? Vendor contact & pricing info.
• Collections
• APR formula
• Compliance issues.
• Arbitration discussion
• Demographics
• Marketing
• Infomercial source
• Photo/Signature capture
• Industry Resources & periodicals
• Business Plan
• Forms, advertising materials, and links to more information
• Discussion of alternative methods for conducting Payday advances. (InternetService Provider/cash rebate, Sale-Leaseback, Catalog sales, etc.
• Additional income possibilities & Traffic Builders

Don't Need Any hand Holding? Just want the Payday Loan Training Manual & the Forms with 2 hours of Telephone Support?

Purchase Payday Training Manual-Now